1/7/09: Is that Fahrenheit or Celsius?

[davidlevine]

Word count: 3727 | Since last entry: 559

The story keeps chugging along (the streak now stands at seven days). It's still awfully talky and I am certain the first draft will be far too long for the story's weight, but I can already see places to trim it. I also begin to see a possible ending, though not how to get there.

Kate thought the new hot water heater was set a bit too high, and I agreed, so I went to turn it down. The temperature control knob is labeled as follows: a dot, LOW, another dot, another dot, a triangle, A, B, C, VERY HOT. I turned it down from B to A.

We're looking into health insurance options. I had resisted the idea of a Health Savings Account, but after our insurance broker explained how it works it might actually be simpler (no claims to process... you just pay all your medical bills with the HSA debit card) and, as long as we stay generally healthy, cheaper. Has anyone reading this used an HSA? Any opinions on US Health Group as an insurer? The other option is a conventional plan with ODS. Any opinions on them?

Comments

[joycemocha.livejournal.com]

We've had challenges with our HSA broker, but that's through DH's work and it's been submit payments after we've made them. Not everything gets approved, and we've not had a debit card.

ODS--um, there's been issues that I've heard about through work. Nothing personal, but some of that might also be due to having to change types of coverage from district-wide to a state insurance pool. ODS didn't handle that transition very well. I've had ODS dental, though, and it beats the pants off of Blue Cross easily. The key is to find a health provider who groks ODS well and has the billings down smooth. It's taken me three dentists to get that.

[davidlevine]

Who's the HSA broker? We're looking at US Health (and there's a tough name to Google for!).

Unfortunately, we are not going to have either dental or vision coverage. Individual dental and vision coverage is not available for a price that makes any sense at all.